? Local Business Owners & Independent Contractors — This Is Important

Are you a hairdresser, salon owner, booth renter, or small business using 1099 contractors?

Here’s something many people don’t realize ?
? If you’re a 1099 contractor, the business you work for most likely does NOT cover you under their liability insurance.

That means:
? Accidents
? Client injuries
? Property damage
? Lawsuits

…could fall directly on you if you don’t have your own coverage.

And for business owners—uninsured contractors can still create risk for your business, even if they’re not employees.

?? 1099 contractors should carry their own liability insurance
?? Business owners should verify coverage before work begins

At JD Auvil Insurance Agency, we help local businesses and independent professionals understand their coverage and avoid costly gaps—no pressure, just education and protection.

? jdauvilagency@gmail.com
? 757-238-9575

Protect yourself. Protect your business.
If you’re unsure whether you’re covered, let’s talk.