Fall has arrived in Virginia! The mornings are getting cooler, the days are getting shorter, and before long we'll be enjoying changing leaves and crisp fall evenings throughout Hampton Roads.

As we move into a new season, it's a great time to take care of a few simple things around your home—and make sure your insurance coverage has kept up with any changes you've made during the year.

A Few Fall Home Safety Reminders

Before colder weather settles in, consider adding these items to your fall checklist:

• Test smoke and carbon monoxide detectors. Replace batteries if needed and make sure detectors throughout your home are working properly.
• Have your fireplace and chimney checked. If you use a wood-burning fireplace, it's a good idea to have it inspected and cleaned before the first fire of the season.
• Clean gutters and remove leaves and debris. Keeping gutters clear can help rainwater drain properly and away from your home.
• Check outdoor lighting. With the sun setting earlier, good lighting around steps, walkways, porches, and driveways becomes even more important.
• Watch for deer and wildlife. Deer can be especially active around dawn and dusk, so use extra caution during your morning and evening drives.

Has Anything Changed Around Your Home?

Fall is also a good time to review your home insurance.

Think about what's changed since your last insurance review. Did you add a shed, deck, pool, fence, generator, or other structure? Did you remodel your kitchen or bathroom? Have you purchased expensive jewelry, electronics, or other valuable belongings?

It's much better to find out whether your coverage needs to be updated before you have a claim.

And don't forget about your vehicles. A quick auto insurance review can help make sure your drivers, vehicles, deductibles, liability limits, and other coverages still fit your family's needs.

Your Local Independent Insurance Agency

At JD Auvil Insurance Agency, we've been helping individuals, families, and businesses with their insurance needs since 1988.

As an independent insurance agency, we can help with home insurance, auto insurance, commercial insurance, life insurance, and other coverage needs. We work with multiple insurance companies to help our clients find coverage that fits their individual situation.

We proudly serve Carrollton, Smithfield, Suffolk, Chesapeake, Newport News, Portsmouth, Hampton Roads, and communities throughout Virginia and North Carolina.

If it's been a while since you've reviewed your insurance—or something has changed around your home, family, vehicles, or business—give us a call. We're always happy to take a look and answer your questions.

JD Auvil Insurance Agency
? 757-238-9575
Serving Virginia & North Carolina

? From our family to yours, have a safe and wonderful fall!